MicroFinanza Rating was commissioned as Consultant to assist KfW and the Tajik Ministry of Economic Development and Trade (MEDT) in the selection of Partner Financial Institutions (PFIs) for the second phase of the Rural Housing Finance Programme in Tajikistan. The programme is a joint initiative within the German-Tajik Financial Cooperation and builds on the successes of the first phase of the programme. It seeks to continue promoting access to affordable housing finance in rural Tajikistan through provision of long-term financing (EUR 7 million) to selected PFIs for on-lending in local currency to rural low- and middle-income households. To assist the follow-on programme, our team of analysts prepared a selection scheme as per programme specifications, pre-selected potential PFIs including banks and NBFIs, conducted due diligence on the pre-selected PFIs, and recommended most suitable PFIs for final selection for programme participation. .



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